What is the average insurance settlement for whiplash injury

of stephen hudson. last updated on September 27, 2022. In this guide, we will look at whiplash compensation claims. this includes potential amounts for a whiplash claim that may be offered if you can successfully make such a claim yourself.

A whiplash claim calculator can be an important tool when evaluating the compensation you may receive for your injuries. For that reason, we cover what you may be entitled to for various types of injuries.

Reading: What is the average insurance settlement for whiplash injury

With Britain’s roads busier than ever, the risk of damage is ever present. however, if you suffered a neck or back injury in an accident caused by someone who breached their duty of care, you may be entitled to claim compensation for the pain and suffering caused.

In circumstances where you have suffered an injury due to the negligence of a road user, you may wish to follow the UK whiplash claims process to receive a settlement amount for your suffering.

In 2021, the law changed in the UK regarding how compensation for a whiplash injury is claimed. this is known as the whiplash reform program. we’ll explore these measures further in this guide.

This guide will also cover the amount of whiplash injury compensation you may be eligible for, how these figures are calculated, and the benefits of filing a valid whiplash claim with the help of a no-win, no-pay attorney. .

Before we further explore how much you could receive in compensation for a whiplash claim, this guide will clarify what exactly a whiplash injury is and how it can be diagnosed. We will also look at the different ways a whiplash injury can occur and how such incidents can eventually lead to you receiving a whiplash claim amount on a successful claim.

Keep reading to find out how much whiplash compensation may be worth and when you might be eligible.

how we can help with whiplash claims

To speak to our advisors today about claiming whiplash compensation, you can simply:

  • call an advisor on 0800 073 8804
  • chat with an advisor using our live chat feature
  • Write us about your traffic accident case using the contact form and we will call you back at a time that suits you best.
  • Alternatively, continue reading to find the answer to your question “how much whiplash compensation will I receive?”.

    learn more about filing a whiplash claim

    1. what is a whiplash injury?
    2. How can a whiplash injury occur?
    3. What can I claim after a whiplash injury?
    4. Whiplash Compensation: What Evidence Do I Need to Claim?
    5. Whiplash Claims: How Long Do I Have to Start My Case?
    6. the 2021 whiplash reforms
    7. Whiplash Compensation Claims Without Profit or Fee
    8. Frequently Asked Questions About Whiplash Compensation Claims
    9. Whiplash Claims: More Information
    10. what is a whiplash injury?

      Before discussing compensation for whiplash injuries, it is important that you understand what a whiplash injury is. A whiplash injury occurs when the tendons and ligaments in the neck are stretched beyond the normal range of motion in a sudden, abrupt movement.

      Sudden movement can stretch muscles and ligaments beyond their capacity, causing them to tear. Depending on the extent of the tear, whiplash symptoms can range from mild to severe. however, massive tears in the ligaments can lead to more severe pain or even permanent disability.

      This type of injury could be sustained in a sports or cycling accident. They can also happen to drivers and passengers involved in traffic accidents. For example, a rear-end collision could suddenly throw your head back and forth with great force, straining or tearing tendons and ligaments in your neck. As a result, you could be seriously harmed.

      How do I know if I have whiplash?

      In some cases, whiplash injury symptoms do not manifest immediately after the accident and may take up to a few days to develop. For that reason, it’s crucial to pay close attention to any unusual physical changes you experience after the accident.

      In addition, you should always seek medical attention for any symptoms you are unsure about. Medical reports of these symptoms could potentially be used as evidence in a whiplash compensation claim later.

      how long does it take to get over whiplash?

      The time it takes for a person to recover from whiplash depends on many factors, including the severity of the whiplash.

      In general, it can take up to 3 months for the lesion to heal completely. however, for more severe cases of whiplash complicated by additional back, shoulder, or spinal injuries, full recovery may take much longer.

      how can a whiplash injury occur?

      There is a wide range of ways that whiplash can be caused. Predominantly, however, whiplash is seen as a result of vehicle accidents, such as bus accidents, taxi accidents, or pedestrian accidents.

      In addition, some examples of how you might have sustained this type of injury could include:

      • car accidents: A driver may not have signaled when to change lanes and as a result may have crashed into the side of another car. Due to the impact, the driver of the other car may have sustained a soft tissue injury to his neck.
      • Motorcycle Accidents: A motorcyclist may not have obeyed the speed limits and taken a sharp curve in the road too fast. As a result, the driver of an oncoming vehicle may have had to brake suddenly to avoid a collision, resulting in a whiplash injury.
      • bicycle accidents: A driver may not have checked their mirrors when overtaking on a narrow road. As a result, they may have knocked a bicyclist off their bike causing severe neck strain, among other injuries.
      • If you have experienced something similar, please do not hesitate to contact our team. they can evaluate your claim and help you take steps to obtain the whiplash compensation to which you are entitled. Receiving compensation for the average whiplash claim revolves around proving that someone else’s negligence caused your injury.

        the latest whiplash injury statistics

        The latest road accident statistics provided by the Department for Transport, in Great Britain Reported Road Casualties, Annual Report: 2020, found the following:

        • In 2020, there were 115,584 injuries of all levels sustained in traffic accidents.
        • Of the above figure, 23,529 were incidents in which victims were killed or seriously injured.
        • Below we have included a graph illustrating the number of reported fatalities by type of road user in 2020. Figures are provided by the Department of Transportation in the 2020 Annual Report.

          whiplash compensation

          As you can see, there were more fatalities among car occupants than among any other road user. however, it is important to note that cars make up the majority of road traffic, which may explain the higher number of fatalities within that group of road users.

          For more information on whiplash claims, contact our personal injury team or continue reading about whiplash compensation. our advisors can answer questions like “how much could I get for a whiplash claim?” in one phone call and let you know if you’re eligible to claim. alternatively, use our whiplash compensation calculator to see what you can receive.

          what can i claim after a whiplash injury?

          A whiplash injury is complex, as symptoms can range from mild to life-changing. For that reason, different factors can determine the whiplash compensation you receive. for example, the severity of your injuries and the extent to which they have affected other aspects of your life.

          All whiplash injury compensation claims may consist of the following, as long as they apply to your claim:

          • General Damages – This type of whiplash compensation pays only for the injury itself. for example, the physical damage you have suffered and the pain you have had to endure.
          • However, to prove the magnitude of the physical and mental suffering, it will be necessary to obtain medical evidence.

            For example, as part of the claims process, a medical evaluation may be performed to determine the extent of your pain and suffering. they will also determine how long it will take you to recover. this information will allow your attorney to accurately assess your claim.

            • special damages: relate to financial losses, both past and present, such as:
                • Lost Earnings: If the person suffering from whiplash has had to take time off work, they may be able to claim lost earnings under special damages. Note that this relates to current and future earnings if the whiplash injury is likely to be long-lasting or even permanent.
                • Travel expenses: If you have had to pay for a taxi to and from medical appointments or to visit the law firm representing your claim, you can request reimbursement for these.
                • Medical expenses: These may be immediate costs, such as payment for emergency treatment. however, they can also be ongoing costs, such as prescription drugs and charges to treat the injury now and in the future.
                • For more information, you can use our car accident claim calculator. Read on for examples of whiplash compensation amounts. this can help you get a better idea of ​​what you could receive from an average whiplash claim.

                  average compensation for a whiplash injury

                  After suffering a whiplash injury, you may find yourself asking questions like:

                  • what is the average payment for whiplash in the uk?
                  • what is the average compensation for whiplash?
                  • If so, the table we have created based on the compensation brackets of the judicial college guidelines could help. The table lists some injuries that may be related to whiplash, as well as other injuries that may commonly occur after a car accident.

                    If you have sustained multiple injuries where whiplash is only part of the problem, you may be able to claim additional compensation for them. however, it may be best to speak to one of our assessors if you are claiming multiple injuries so that they can provide a more concrete assessment.

                    See also: Family Life Insurance – Protect your Family&39s Financial Future | GoCompare

                    To learn more about what your whiplash settlement may include, call to speak with our team.

                    use our whiplash compensation calculator

                    To learn more about whiplash claim amounts and how much you could receive in compensation if you’re eligible to file your own claim, you can use our whiplash compensation calculator. Our compensation calculator can also be used for compensation estimates for different types of personal injury claims, including various types of car accidents.

                    You can also contact our advisors for whiplash compensation information and advice.

                    Can I claim whiplash compensation on behalf of someone else?

                    A representative of the claimant may file a whiplash compensation claim on your behalf, if applicable.

                    In cases where the person cannot instigate the process themselves, it is possible, under the Mental Capacity Act 2005, for a relative or other designated representative to act as a friend in the litigation. Contact our team for more information on how to start a whiplash compensation claim, either for yourself or on behalf of someone else.

                    can you claim for whiplash as a passenger?

                    Both a passenger and the driver of a vehicle may have grounds to claim compensation for whiplash caused by an accident that was the fault of another party.

                    In addition, a passenger may have cause to claim damages against the driver of the vehicle in which they were damaged. for example, if the driver was at fault for causing the accident.

                    However, as with any claim, there are several factors to consider when looking at who was at fault for an accident. If you would like to file a whiplash claim in a car accident as a passenger, please contact the number above.

                    Can I be compensated if I was injured by an uninsured driver?

                    Have you been injured in an accident with an uninsured or untraceable driver? in that case, it is possible to make a claim through the auto insurer’s office (mib).

                    mib can potentially help people if they have suffered a whiplash injury in a traffic accident caused by an uninsured or untraceable driver. Since the responsible driver cannot provide the money for compensation in such cases, the compensation is covered by the MIB instead. all vehicle insurance companies are required to contribute to the mib.

                    Our car accident attorneys may be able to help you file your claim if you are currently in a similar position. So contact us today to learn more about whiplash compensation claims involving MIB.

                    how much is the average whiplash payment

                    It is always helpful to have an idea of ​​how much you could be paid in a whiplash settlement. In the following sections, we have included some figures from the last three years.

                    This helps illustrate the impact the whiplash reform program has had on compensation.

                    average payout for whiplash claims in 2020

                    In 2020, the average payout for whiplash claims was relatively high, between £1,000 and £2,000, and higher for more serious cases. These figures are based on the compensation detailed in the guidelines of the judicial college.

                    average payout for whiplash claims in 2021

                    As of May 2021, the average whiplash payout was the same as it was in 2020. It was at this point that the whiplash reform program went into effect. under the new regime, compensation is now fixed. You can learn more in our section below on whiplash injury standards.

                    average payout for whiplash claims in 2022

                    the average payout for whiplash claims for 2022 remains the same as the second half of 2021. compensation awards are now flat. for example, for a neck or shoulder injury lasting no more than 3 months, the fixed award is £240. More examples of whiplash compensation amounts are shown below to highlight under what circumstances compensation is set.

                    Whiplash compensation: what evidence do I need to claim?

                    Evidence is crucial when trying to make a whiplash compensation claim. You need to prove that negligence led to your injury in order to receive compensation. if you can prove this, you could also receive special compensation for damages. this section will clarify the different types of evidence you could use to claim both sets of damages.

                    Evidence you could use to recover general damages includes:

                    • photographs of your injury or the accident site
                    • video footage of the accident. this may include cctv footage or dash cam footage.
                    • copies of medical examinations or medical reports. this can show the severity of your injury and highlight how badly it has affected you.
                    • contact details of possible witnesses. Statements may be taken from them as part of the claim process.
                    • As mentioned, the amount of your whiplash claim could also consist of special compensation for damages. The evidence you would need to prove the value of your financial losses includes:

                      • receipts
                      • statements
                      • invoices
                      • payroll
                      • Read on if you have more questions, like “how much could I get for a whiplash claim?” alternatively you can contact us for a free consultation using the details provided. we can inform you of the eligibility of your claim and provide you with a compensation estimate at a time that is most convenient for you.

                        Whiplash Claims: How Long Do I Have To Start My Case?

                        Under the 1980 Limitation Act, you have up to three years from the date of the accident to claim compensation for whiplash. alternatively, the three years can start from the date you became aware of the damage you suffered due to someone else’s negligence.

                        However, for children under the age of 18, a litigant friend may apply to claim on their behalf. But once the youngest victim turns 18, she will have three years to claim whiplash compensation.

                        Please speak to our personal injury claims team to learn more about the time limits involved in whiplash claims. We may also discuss other elements of the claims process.

                        how long does a whiplash claim last in the uk?

                        It is often difficult to give a general indication of how long the process of claiming whiplash compensation will take. for that reason, it may be beneficial to seek legal representation to ensure the correct process is followed.

                        according to the rules of civil procedure, 36.14 (6), unless the defendant and the plaintiff agree otherwise, the plaintiff must receive their compensation within 14 days. this can be from the date of acceptance or from the date the court ordered.

                        however, there may be other exceptions. Contact our team for more information.

                        Whiplash Reforms 2021

                        The Whiplash Reform Program introduced changes to claims made when seeking compensation for whiplash injuries effective May 2021. The changes affect claims made for injuries that a driver or passenger who is 18 years of age or older suffered in a car accident.

                        The changes mean that any claim where injuries are worth £5,000 or less must be made through the government’s online claims portal. however, any claim where the injuries are valued at more than £5,000 do not have to go through the online portal.

                        Even though you’re filing a claim through the government portal, you can still seek legal representation from no-win, no-fee attorneys.

                        Also, you may consider your injuries to be worth less than they are. however, they may be more serious than he thinks, which means he could seek a higher whiplash compensation amount.

                        For this reason, we encourage you to contact our team to evaluate your claim. they can provide an estimate of how much your claim may be worth. in turn, this can help you better understand the steps you need to take.

                        examples of whiplash compensation amounts

                        The amount of compensation you may be awarded in your whiplash claim can vary. however, the 2021 whiplash injury regulations stipulate damages that can be awarded for all whiplash injuries lasting up to two years.

                        The following table provides the figures contained in the legislation.

                        duration of injuryquantity – regulation 2(1)(a)quantity – regulation 2(1)(b) no more than 3 months£240£260 3-6 months£495£520£6-9 months£840


                        • regulation 2(1)(a) refers to total damages for one or more whiplash injuries.
                        • regulation 2(1)(b) refers to total damages for one or more whiplash injuries and one or more minor psychological injuries.
                        • Furthermore, the examples of whiplash compensation amounts listed above are not tailored to other injuries you may have suffered. Remember: You may be able to claim for multiple injuries from the same accident, which could increase your potential compensation. To do this, you must show that the negligence of another party was at least one contributing factor to the injuries you suffered.

                          See also: Best Health Insurance in New Jersey • Affordable Health Coverage – Benzinga

                          This is why searching for information with phrases like “average whiplash claim payout for 2022” can be so helpful. Our counselors provide free legal advice and can answer questions like “how much could I get for a whiplash claim?” in a single phone call.

                          whiplash compensation claims if we don’t win or collect

                          If you recently suffered a whiplash injury in an accident caused by someone else’s breach of your duty of care, we can help. Our attorneys work on a no-win, no-fee basis by offering you a conditional fee agreement when filing your whiplash compensation claim.

                          This means that if you choose to work with one of our attorneys, you will not have to pay any money up front to seek legal representation. plus, you could avoid the ongoing costs you may incur during the claim process.

                          plus, if you lose your whiplash compensation claim, you won’t have to pay a dime for your attorney’s legal fees.

                          If the case is successful, your attorney will deduct what is known as a success fee, which is a legally limited small percentage of your compensation that is used to cover their costs.

                          For more information on how to claim under this type of settlement, please contact our team at the number at the top of the page.

                          how to contact us for support

                          • call an advisor on 0800 073 8804
                          • chat with an advisor using our live chat feature
                          • Write us about your car accident case using this online form and we’ll call you back at a time that’s convenient for you.
                          • Frequently Asked Questions About Whiplash Compensation Claims

                            It’s natural to have questions when faced with the possibility of filing a whiplash claim. These answers to frequently asked questions will help you understand more about the process of making a whiplash injury claim and calculating your whiplash compensation.

                            Do I need to hire an attorney to file a whiplash injury lawsuit?

                            You are not required to hire an attorney to file your claim. however, it is highly recommended. That’s because an attorney will have the experience to help you take the necessary steps to get the whiplash compensation you deserve.

                            Do I have the right to claim even if my whiplash injuries are minor?

                            As long as the accident was the fault of another road user who breached their duty of care, you have the right to seek financial compensation for your pain and suffering.

                            In addition, you may be required to provide medical evidence in the form of a diagnosis of whiplash injury from a qualified physician. If you make an average whiplash claim, your injury may be worth £5,000 or less. if this is the case, I would claim through an online portal. however, if you are not sure how much your injury is worth, call us for free legal advice.

                            Whiplash Claims: More Information

                            In this final section of our guide to whiplash compensation claims, we have more links that you may find helpful. we’ve included guides on various types of traffic accidents, including those involving cyclists.

                            For more tips on whiplash claims, you can read our separate guide asking “can a whiplash claim be denied?”

                            Visit our guide to auto insurance bureau claims related to uninsured or untraceable driver traffic accidents.

                            For more information on drunk driving car accident claims, check out our guide.

                            See our guide on how to claim for a rear bypass accident.

                            For more information on how to claim for ptsd, you can read our ptsd compensation guide here.

                            For more information on how to claim compensation for a rear end collision resulting in whiplash, see our guide.

                            The highway code provides guidance on the responsibilities of each road user.

                            Visit the government website for more information on whiplash reforms.

                            Visit our guide exploring how much compensation for anxiety after a car accident you could receive.

                            Check out our guide on how to prove the accident was not your fault after a car accident.

                            You can also check out our guide to uber accident claims.

                            For more information on time limits, you can read our guide to time limits for car accident claims.

                            Also see our guide to passenger car accident claims.

                            Read this article to learn how much compensation you could receive for a roundabout accident claim.

                            You can also check out our guide that addresses the question “how long does whiplash last?”

                            read this article for answers to questions like “who is liable in a multi-car crash?”

                            Go here to learn how to claim hit and run compensation

                            Learn more about how to make a delayed whiplash claim by reading this article on our website.

                            Read this guide to find out more about ankle injury settlement amounts in the UK.

                            visit this guide on how to find personal injury lawyers in coventry.

                            read this article for answers to questions like “what is the minimum payment for whiplash?”

                            Read this guide to find out if you can claim for pothole damage.

                            learn more about how to claim for a crane accident by reading the guide.

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                            • dudley car accident claims attorneys
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                            • We hope you have found this guide to whiplash compensation helpful. If you would like to speak with an advisor and ask questions about anything related to whiplash claims or whiplash claim amounts, you can contact a legal expert using the contact details provided in this guide.

                              See also: How Deductibles, Coinsurance, Copays & Premiums Work – Aetna | What&39s the Difference Between Them?