iPhone Insurance – Award Winning Insurance for your iPhone 11, 11 Pro, 8 and more – CoverCloud Insurance

Cheap iPhone XR InsuranceInsurance for your iPhone from £3.44* per month

It may not be the only option, but for thousands of people shopping for a smartphone, the iPhone is the obvious choice. With the most popular iPhones costing over £700 and the most expensive models costing over £1400, we think getting quality insurance for your iPhone is a very good idea.

covercloud offers competitive coverage that can protect your iphone against accidental damage, liquid damage, breakdown, theft and loss. all with overseas coverage as standard!

Reading: What is covered under iphone insurance

with covercloud you can make sure that your contract, prepaid or sim-free iphone is protected, whether it’s an iphone se or the new iphone 12 and iphone 12 pro.

all the coverage you need:

accidental damage/malicious damage[back to top]

We will pay for the cost of repairs if your iPhone is damaged as a result of an accident or malicious damage. If your iPhone cannot be repaired, we will provide you with a replacement iPhone.

liquid damage[back to top]

We will pay for the cost of repairs if your iphone is liquid damaged as a result of an accident. If your iPhone cannot be repaired, we will provide you with a replacement iPhone.

breakdown[back to top]

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We will pay the repair costs if your iPhone experiences a power failure outside of the manufacturer’s warranty period. If your iPhone cannot be repaired, we will provide you with a replacement iPhone.

theft[back to top]

If you’ve chosen the Premier or Elite level of coverage and your iPhone is stolen, we’ll provide you with a replacement iPhone. When only a part or parts of your iPhone have been stolen, we will only replace that part or parts.

loss[back to top]

If you’ve chosen the elite coverage level and you accidentally lose your iPhone, we’ll replace it.

unauthorized calls[back to top]

If your iPhone is lost or stolen, we will reimburse you for the cost of unauthorized calls made after the time it was lost or stolen up to a maximum of £10,000.

broken screens[back to top]

We will pay for the cost of repairs if your iPhone screen is damaged as a result of an accident. If your iPhone cannot be repaired, we will provide you with a replacement iPhone.

worldwide coverage[back to top]

Our device insurance policy includes coverage abroad throughout the year.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

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If you have more than one device to cover or want to cover multiple devices in your home, take advantage of our multi-device discount when you insure multiple devices.

business iphone insurance

If you need to cover multiple iPhones within your business, take a look at our business phone insurance option.

significant exclusions or limitations

As with all policies of this type, there are certain limitations and certain things that are not covered. the most significant exclusions of this policy are set forth below. There may be other exclusions that are important to you, so please refer to your policy document for full details.

  • Devices must be less than 1 year old on the insurance start date when purchasing a new policy. there is no age limit when renewing your policy.
  • devices must have been purchased in the uk, republic of ireland or the usa. in the U.S., like new or, if refurbished, must have been purchased with a minimum 12-month warranty.
  • Proof of use (evidence from your network provider showing that your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you file a claim.
  • A deductible applies to each and every claim.
  • An additional excess excess fee of £50 is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
  • ** Accidental loss coverage only applies if you select the elite coverage option and is only available for mobile phones, tablets and smart watches.
  • * price shown is for apple iphone 8 64gb with premium level of coverage and £100 deductible.

    all premiums include insurance premium tax (ipt), which is 12%.

    Coverage is subject to the terms and conditions of the policy.

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