The Best Cheap Renters Insurance in North Carolina – ValuePenguin

The average cost of renters insurance in North Carolina is $17 per month or $204 per year. The price of a policy in amica is only slightly higher than in the entire country: $2 more per year, on average.

Choosing the best renters insurance means figuring out which company combines affordable prices with protective coverage and reliable customer service. To help you search, we’ve rounded up dozens of North Carolina address citations.

Reading: How much is renters insurance in nc

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the cheapest renters insurance in north carolina

At an average rate of $15 per year, nationwide it is 1% cheaper than amica, the second cheapest option, and 11% cheaper than average.

The average cost of renters insurance in North Carolina is about $17 per month or $204 per year. This is slightly less expensive than the average price for renters insurance in the United States, which we estimate to be around $18 per month.

Best Renters Insurance for Most People – Nationwide

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read the full review.

The best renters insurance for most people in North Carolina comes from all over the country. on average, it has the cheapest prices in the state. You can buy coverage for about $15 a month, which is 11% cheaper than the average cost of renters insurance in North Carolina.

Nationwide renters insurance offers more protection than many other companies. Beyond the standard protections, you can add replacement cost coverage, backup water coverage, and identity theft protection.

Where the whole country is a little weaker is in terms of customer service. JD Power ranks the service nationwide as average among large renters insurance companies. Additionally, the National Association of Insurance Commissioners (NAIC) shows that at the national level it receives only half of the complaints expected for its size.

best renters insurance for customer service: amica

See also: ProviderOne | DSHS

read the full review.

amica has the best renters insurance for people who value good customer service. the company stands out in terms of various metrics and also has low fees.

amica receives a low number of customer complaints, 12% of what an average company of its size receives according to the national association of insurance commissioners. this indicates that customers are mostly satisfied with their coverage. the company also received a solid rating from the editors of valuepenguin.

amica is also close to the cheapest coverage in north carolina. the company’s average rate, $184 per year, is only $2 per year more than the entire country.

One downside to amica is that renters won’t find many ways to add to their policies. The company offers identity theft coverage, replacement cost coverage, and coverage for valuable items, which are not usually included in a basic policy. however, you cannot get backup water coverage or equipment breakdown coverage. The company also has very few agents, so you won’t be able to administer your policy in person.

best for military families: usaa

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read the full review.

north carolina is home to a large population of military veterans, and they can get quality coverage with usaa. the company offers some military-specific coverages and has extensive basic policies.

us standard policies. uu. They include coverage against earthquakes and floods. You can also get overseas insurance to cover your property if you are deployed.

usaa has some of the highest rated customer service available, which is crucial in helping you get through an incident with less stress. the company earned top marks from j.d. power and receives few complaints, according to the naic.

One drawback is that usaa is only available to members of the military, veterans, and some members of the military family. you’ll need to enter a military identification number to get a quote, and usaa rates are typically low.

north carolina renters insurance rates: city by city

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Charlotte, the largest city in North Carolina, has an average rate of $191 per year, 8% cheaper than the state average.

best renters insurance companies in north carolina for customer service

usaa is also the leading renters insurance company in j.d. power customer satisfaction survey. however, it is only available to members of the military, some of their family members, and veterans.

customer service can be extremely important. If something damages your rental or property, it can be extremely detrimental to your life. good customer service can make getting back to normal faster and smoother, which means less stress.

methodology

To choose the best renters insurance in North Carolina, ValuePenguin looked at each company based on three qualities.

To determine the average cost of renters insurance in North Carolina, we collected nearly 100 quotes from the 25 largest cities in the state. We compiled these quotes using a profile of a 30-year-old male renter with no spouse and no history of insurance claims.

Our study results were drawn from quotes for $30,000 of personal property coverage, $100,000 of liability, and $1,000 of third-party medical payments. finally, we chose $500 deductibles when they were available. your rates may vary from ours.

Customer Service ratings are based on three factors, which are weighted and combined into a five-star rating.

Naic Complaint Rate: This metric shows the number of complaints a company receives relative to its market share or size. a typical complaint index is represented by 1.00. this means that a company receives more complaints than expected if its complaint index is greater than 1.00.

j.d. Homeowners Insurance – Renters Insurance Study: In this evaluation of the largest providers in the insurance industry, j.d. power distilled policyholder responses into an overall satisfaction score. this score represents the quality of a company’s service, offerings, and claims process.

valuepenguin editor rating: valuepenguin’s insurance experts analyze and rate companies based on their pricing, coverage offerings, and customer service, to provide a complete picture of the insurer that protects your property.

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