I.V.F. is Expensive. Heres How to Bring Down the Cost. – The New York Times

jennifer “jay” palumbo, author of the two week wait blog and mother who gave birth to the first of her two children through IVF, won a free cycle of a clinic-sponsored contest. “I was someone who ran out of money to get pregnant. Now I don’t have a house because we went through treatment,” Palumbo said. “We were in a very bad place; our entire savings account was empty, it was just…bad.”

There are other ways to pay for fertility without spending a lot of money, although some options are more feasible than others:

Reading: How much is ivf without insurance

  • Some people start fundraising campaigns on social media.

  • Others move to states with mandatory health insurance to get coverage (or find a new job with a company based in a state with mandatory coverage).

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    some apply for grants; which can be based on several factors, such as location or income.

  • You may also qualify for a clinical trial, which you can review and sign up for on websites such as clinicaltrials.gov, center watch, or find me cure.

  • some clinics offer lotteries for free cycles or money for a cycle.

  • You can join a risk-sharing program, which offers a large number of cycles for a flat fee to qualifying patients, guaranteeing a baby or your money back. your health and age will generally be considered to qualify for the program. Keep in mind, though, that risk-sharing programs are a gamble: many people who qualify may not need the full number of cycles included in a massive package and end up spending more than they would have without it.

  • With smaller clinics, you can try to negotiate with your doctor or billing department, especially if it’s not your first cycle.

    recognize that you may need breaks.

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    People sometimes take breaks between treatments for financial, physical, or emotional reasons. while the quality of the eggs inside your body never improves over time, according to dr. Eric Forman, M.D., medical and laboratory director of the Columbia University Fertility Center, a wait of six months or less may be “safe and reasonable” for many patients.

    “sometimes insurance changes and it’s best to wait for a new plan,” said dr. for the man. other people may need a break for medical reasons or to take a vacation they planned before the embryo transfer. “sometimes people just need a break and can emotionally recharge for another try after a couple of months,” said dr. form.

    Regina Townsend, a librarian from Chicago, took more than seven years to have a baby. Townsend began trying to conceive at age 25, but due to various health issues, including polycystic ovary syndrome, hyperthyroidism, blocked fallopian tubes, and type 2 diabetes, her reproductive journey was complex. To make matters worse, her husband had his own set of fertility problems and her insurance coverage was spotty. She wrote about her experience at The Broken Brown Egg, a website she founded to raise awareness about infertility and reproductive health for African Americans.

    According to a study published in the journal Fertility & Infertility in 2018, African-American women may take a year longer to seek infertility treatment, and treatment may be 14% less successful than for white patients.

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    townsend said she and her husband would try i.v.f. for about six months, then something would come up that would force them to take a break. “I lost my job, or he lost his job, or we didn’t have insurance, so our clinic wouldn’t accept our insurance,” Townsend said.

    They finally had their son. “This whole journey of trying to be parents is exhausting,” she said.

    amy klein wrote the fertility diary column from 2013 to 2015 for motherlode, a new york times blog. She is the author of “The Test Game: How to Get Pregnant and Survive I.V.F. without losing your mind.”

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