The cost of a root canal varies widely, primarily depending on the tooth that needs the procedure and the strength of the patient’s dental insurance plan. For those with average insurance, root canal therapy could cost you an average of $200 to $500 out of pocket, but without insurance, the bill is closer to $1,000 in many areas of the US. uu.
the average cost of a root canal treatment for different teeth
The first thing you’ll want to consider is which tooth is infected and needs root canal treatment. molars are the most expensive, as they require more work. however, all prices vary by region and specific dental office, so take note of the ranges. Keep in mind that after your root canal, your dentist will need to place a crown, which can add more than $1,000 to your total bill.
how insurance affects the cost of a root canal
The most comprehensive dental plans greatly reduce the out-of-pocket payment for a root canal, sometimes by more than half. for example, the higher coverage option some employers offer would see a $1,000 root canal reduced to $300 or $500. these plans, however, come with a higher monthly payment, up to around $100 – $150 per month, depending on the employer.
Basic dental plans, on the other hand, have a lower monthly payment, and some employers even provide them free of charge. however, those plans don’t cover much beyond preventative maintenance, like regular cleanings and exams. With less comprehensive dental coverage, you may pay full price for a root canal, but you may also get a percentage covered.
Although dental benefits for children are part of the Medicaid program, dental benefits for adults through Medicaid depend on the state in which you live.
Before scheduling your root canal, take a close look at what dental coverage you have, if any. Dental insurance plans vary widely by provider, both in monthly costs and level of coverage, but most plans will have an impact on your final cost.
Unfortunately, advance notice is often not given. You can ask your dentist about a toothache and then schedule your procedure for the following week, so instead of looking at plans, you’ll probably need to learn what your existing plan does or doesn’t offer.
If you do not have insurance, the entire cost of the procedure and any additional costs will be your responsibility. however, some dental offices are open to discussing payment plans or offers to keep the infection from getting worse. if it gets much worse, you may be discussing the costs of extracting the tooth, which are higher than the cost of a root canal.
health savings account
if you’re eligible for a health savings account (hsa), you may want to use it to help with remaining out-of-pocket costs to save a little on your taxes. hsas allows deposits of up to $3,350 per year per person, or $6,750 per family (in 2016).
cost of root canals in the usa uu.
root canals, like those on cars and houses, cost more in certain areas of the us. uu. here are some quote summaries by region. you may want to ask additional questions if you are quoted a price that does not come close to these ranges, either low (quality concerns) or high (surcharge).
There are additional costs associated with performing a root canal beyond the actual procedure. these are usually a small percentage compared to the total cost of the procedure, and mainly cover the medications that you must take before and after the root canal treatment.
before the root canal
If you can’t have your procedure right away, you may be given a prescription for antibiotics to take until the day of your root canal treatment.
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You will have to factor in several hundred dollars more for the restorative procedure required to ensure that the tooth is protected and can continue to function in your mouth without breaking. a crown to protect the tooth can cost around $1,000. however, insurance can help.
Some providers perform root canals in one session, while others ask you to come back a couple of times to make sure the infection is completely removed. If you don’t have paid time off from work, those extra hours can be a factor in determining where to go.
after root canal
A small amount of pain medicine may be prescribed while you heal. To avoid taking prescription opioids for longer than necessary, you may want to switch to an over-the-counter option like ibuprofen or acetaminophen, for around $10, when possible.
There is a possibility that more dental work may be required if the infection is not completely cleared, which could also lead to more procedures with more charges, or even tooth extraction if necessary. that would be followed up with a dental implant, also expensive, and could happen in the future after your procedure. you may want to get a quote for additional services just in case, so you won’t be surprised.
If you’re in a lot of pain right after root canal therapy, you may need to take a day off, so be sure to factor in any lost wages or personal days. however, most people find the pain tolerable. some time off for follow-up visits may also be required.
how to save on the cost of a root canal with student clinics
If the prices you’ve seen are prohibitive, you may want to look into a dental school clinic, if your area has one. dental students treat patients under the direct supervision of the dental faculty, and the price would be more affordable. This is especially true if you are in a lower income bracket, as most student clinics are designed to help those in the community who need dental work. Some universities that offer dental clinics for students are UCLA, Tufts University, The University of Michigan, and New York University.