How Much Can You Save on Insurance with Defensive Driving?

You are viewing: How Much Can You Save on Insurance with Defensive Driving? At Advice on buying the most economical car insurance

We’re all looking for ways to save money. One of the most obvious options for conserving some cash is to lower your monthly car insurance rates. So does defensive driving reduce insurance? The answer is that it depends! Unfortunately, discount defensive driving insurance courses are evaluated on a case-by-case basis when it comes to rate cuts with insurance companies. One of the things that makes it hard to get an insurance discount with a defensive driving course is making sure it’s something your insurance provider actually respects. in many cases it is not.

don’t get discouraged. Every car insurance provider is different and there are many of them out there. some providers actually apply a discount for customers who complete a defensive driving course.

Reading: How much does defensive driving reduce insurance

If you’re here, we can guess you’re interested in saving money on car insurance. here’s a great way to save with or without a course. at the same time, you can see if completing a course will actually get you the insurance rate discount you want.

request a free auto insurance quote to compare price and eligibility

Before we begin, it’s worth noting that everyone should begin this process by requesting a quote from numerous vendors. the easiest way to do this is to use a service called gabi.

gabi insurance company is a certified insurance broker in all 50 states. Their certification helps negotiate the best deals for everyone and they use technology to harness the power of crowdsourcing. In simple terms, Gabi Insurance brings you and your fellow clients together to increase your buying power. they use this on your behalf to get the best rates. no phone calls or spam. It’s honestly the best I’ve seen in the insurance space.

On average, Gabi’s customers save $961 per year on their auto insurance. is a number that we have verified. For the amount of effort required, always request a free quote. do it now with gabi. Not only are you likely to save big here without any reduction in coverage, but the company should also be able to give you an idea of which insurance companies will help you at a discount should you complete defensive driving.

auto insurance discounts for defensive driving

Defensive driving discounts offered by insurance companies can vary significantly. some companies do not offer discounts, while others may offer discounts of up to 20%. most of the time, drivers can expect a discount of around 10%. car insurance companies will always want you to be a safer driver. you should also want this for yourself. Consider taking a defensive driving course just to brush up on vital driving skills. could save your life.

requirements for defensive driving insurance discounts

Most insurance companies have specific requirements for getting a premium discount for completing defensive driving. some may have age requirements. we often see those teen or older drivers. Your insurer will also usually require you to complete a qualified defensive driving course. Prerequisites may include a minimum number of hours, a course completion document, and state certification. Most will accept defensive driving courses both in the classroom and online, as long as the course is approved by local jurisdictions.

defensive driving insurance discount exclusions

Auto insurance discounts for defensive driving are not automatic. You will need to verify your eligibility before enrolling. Again, we emphasize that since you’re trying to save money, it might be time to shop around with a free quote from Gabi to see what else is available. The company can also tell you who can accept a discount on the defensive driving course.

Insurers traditionally don’t offer a discount if you took defensive driving to get a traffic ticket dismissed. this also includes courses taken as part of a court order. Depending on your state of residence, discounts may only be available or excluded based on age groups. In rare cases, defensive driving insurance discounts may not be available in your state or with your insurance company. it’s best to find out if you’ll be able to get this discount before you make plans to take a defensive driving course. gabi is the easiest way to do this in our opinion.

renewal of defensive driving insurance discounts

once you complete a defensive driving course to get an insurance discount, you will need to stay current. this is not a lifetime discount. Insurance companies want to make sure you update your safe driving skill set regularly. most insurers require you to retake a course every two years. Taking a course every two years is the only way to keep your defensive driving course discount active.

Find the best insurance discounts for defensive drivers

Because defensive driving insurance discounts can vary significantly by company, you may need to shop around to find the best rate and discount. One insurer may offer a lower initial rate but not offer a discount, while others may have a higher rate but a better discount, ultimately lowering your premium. If your current insurance company doesn’t offer discounts on defensive driving premiums, consider getting quotes from other companies to find out if you can save.

Which insurance companies have the best discounts for defensive drivers?

Find out which leading insurance companies offer discounts for defensive drivers using the Gabi widget below. the company’s benchmarked brands include some of the most reputable agencies in the business at affordable prices. don’t forget to ask them and see how much you could save just by completing a defensive driving course.