To obtain your life and health license, you must first pass the licensing exam in the state in which you wish to sell insurance. The process for becoming licensed varies by state, as does the passing score and passing rate. however, the exam structure and life and health insurance content topics are generally the same for most states, as are best practices for preparing to pass the life and health insurance exam. We recommend following these tips on how to pass the life and health exam to ensure your success.
establish and stick to a study schedule
The average insurance exam taker spends about 35 to 40 hours studying to pass the life and health insurance licensing exam. To better absorb the information, it is recommended that you study for the exam over the course of a few weeks rather than simply studying during the week of the exam. We recommend that you establish a study calendar and stick to it. if you take a course with kaplan, simply enter your exam date into our study calendar tool and we’ll set up a plan to keep you on track. Regardless, you can break down the work you need to do to get ready for test day into digestible daily study lessons.
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focus on the state exam outline
You will want to print out the summary of the State Examination for General Life and Health Agents so that you understand what material will be covered in each of these topics, as well as how it will be weighted on the exam. the state test outline lets you know how many questions are included in each section of the test. This is very important. it is recommended that you focus on the sections with the most questions so that you can master the key topics first and then move on to the less tested areas.
use practice tests
Be sure to use the life and medical insurance practice tests in your studies. Practice tests will help you assess how well you’ve absorbed the information you’ve read, as well as determine which areas still need your attention. We recommend that you take at least one practice exam while mimicking the test conditions. this will help you determine if you are pacing yourself correctly to complete the exam in the allotted time.
take an exam preparation review course
Although not all states require it, it’s a good idea to take a pre-licensing education course for your life and health insurance licensing exam. Not only will it help you make sense of the material, but it will also help you prioritize and stay on track with your study schedule. With kaplan, you can choose between traditional live classes, online courses or print books for self-study. Regardless of which study option you choose, you’ll receive the Licensing Exam Manual (LEM), the State Law Supplement, a QBank containing hundreds of practice questions, and access to an expert instructor.
know the examination process
Not knowing what to expect on test day can trip up otherwise well-prepared students. The test center can seem a bit intimidating, so it’s good to have an idea of what’s going to happen so you’re not caught off guard. you should expect to put all of your belongings in a locker before you are assigned to a testing cubicle. When you arrive at your assigned testing location, an employee will explain the expected conduct. they are very alert to any suspicious signs of cheating, so be sure to follow their instructions carefully. learn more about the examination process here. the health and life insurance exam can be challenging; however, you can pass on your first try by following these recommendations. Be sure to watch this video from Kaplan insurance experts Julie Ramsey and Mary Orn with more insurance licensing exam study tips.
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