by daniel arquero. last update June 13, 2022. A multiple collision is a traffic accident in which several vehicles are involved. they may involve automobiles or any other type of road vehicle. A chain car accident is one of the most dangerous types of traffic accidents. If you are injured in a car accident in the UK, you may be eligible to claim compensation for your injuries from the party responsible for the accident.
In this guide, we will see how a multi-car collision can happen and who is at fault in such a situation. We will also advise you on how to claim compensation for your injuries.
If you have been injured in a car accident, you may be eligible to claim compensation if you have sufficient evidence to show that negligence contributed to the incident.
legal expert can provide you with an experienced personal injury attorney to handle your car accident claim. her attorney can negotiate on her behalf to make sure she gets the compensation she deserves.
To start your claim, call our toll-free helpline on 0800 073 8804 to speak to an advisor. Alternatively, you can fill out our online car accident claim form to see if you qualify or send us your inquiry using the on-screen chat window.
select a section
- A Guide to Multiple Auto Accident Compensation Claims
- what is a multi-car stackup?
- causes of accumulation accidents of several cars
- Who is at fault in a car accident?
- How is evidence gathered?
- How do insurers decide liability?
- split liability claims
- accidental money scams
- What steps do I need to take to apply for compensation for a highway accumulation accident?
- 2022 payments for highway accumulation accident claims
- special damage that can be awarded
- We do not win or collect claims for accidents in which multiple cars accumulate
- contact us
- traffic accident claim resources
- “who is at fault in a 3-car crash?”
- “Which driver is responsible for a 4-car crash?”
- “Who is at fault in a 5-car crash?”
- “in a multiple rear-end collision, who is at fault?”
a guide to multiple chain accident compensation claims
In the UK, people who have been injured in a road accident can, in some cases, claim compensation from the responsible party. this is often another driver. in a minority of cases, the fault could lie with a third party, such as a council or a construction company.
but if there is a multiple vehicle collision, who is to blame? it is more difficult to determine who is at fault in such a situation. this is because multiple cars may be involved. in some cases, liability may be divided among more than one party.
In this guide, we’ll explain what these types of personal injury claims are and look at how fault is determined when a chain car accident occurs. We’ll also offer advice if you’ve been the victim of a crash-for-cash scam.
If you’ve been injured in a multi-car accident, call a legal expert for help. We offer a free legal consultation to all of our potential clients, where we can assess your situation and determine whether or not you are eligible to claim compensation. If we can see that you have a strong claim for compensation for your injuries, a qualified no-profit, no-fee attorney will begin working on your case.
So to get started on your multiple collision injury compensation claim, call a legal expert or use our online accident claim form to contact us. Alternatively, for more information on how to file a claim for a multi-vehicle accident on the highway or on the roads, continue reading this guide.
what is a multi-car stackup?
A multiple car crash is a traffic accident involving multiple cars or motor vehicles. Piled-up accidents often occur on expressways or highways, where traffic can be heavy and move at high speeds.
Because auto collision accidents involve many vehicles, they are among the most dangerous types of traffic accidents. Some of the largest chain car accidents have caused hundreds of injuries.
for example, in 2013, more than 200 people were injured in a mass car crash in sheppey, kent, involving more than 100 vehicles. fortunately no one was killed. (source: https://www.bbc.co.uk/news/uk-england-kent-23970047)
what is the biggest car accident in history?
The largest multi-car pileup ever to take place was in Brazil in 2011. 300 vehicles were involved and tragically one person was killed.
causes of accumulation accidents of several cars
Whether it’s an accident on the freeway or a collision on a freeway, mistakes made by drivers or environmental factors like ice or fog can have an impact.
Now we will look at the common causes of multiple car accidents in a chain.
multiple car crashes caused by bad weather conditions
Car crashes can occur in snowy or icy conditions because the road surface becomes more slippery. Similarly, car crashes can occur during heavy rain.
During rain, snow, or icy weather, cars are advised to increase their braking distance from the vehicle ahead and drive with caution.
Fog can also cause a multi-car collision accident, due to reduced visibility on the roads.
sudden braking and insufficient braking distance
Cars are supposed to leave a sufficient braking distance between themselves and the vehicle in front of them, especially when traveling at high speed. this is so that if the car in front brakes suddenly, they have enough time to react and stop safely.
Stopping distances vary depending on the speed at which vehicles are traveling and weather conditions. Freeways generally advise drivers to keep two chevrons apart.
If one car collides with the rear of another, this is known as a rear-end collision, rear drift, or rear-end car crash. rear-end collisions are a cause of whiplash. In some cases, other cars can be hit, creating a car collision accident.
vehicles in poor condition
A vehicle that has not been properly maintained can cause an accident. For example, if there is a problem with the car’s brakes or a mechanical failure that causes clutch or throttle problems, this can cause it to collide with another vehicle. if this leads to an accident on the freeway, it can cause a multi-car pileup.
If you have been injured in any of the ways described above, please contact us to find out if one of our no-fee, no-profit attorneys could help you.
who is at fault in a car accident?
If you’ve been injured in a chain-link car accident, you may be wondering who’s at fault. this can be a complicated answer.
In the case of a car accident backlog, insurance companies and attorneys representing both parties can provide evidence. if a road user is killed, a coroner can also provide evidence.
In simple claims, the driver at fault in a rear-end collision is the one who rear-ended the car in front. the basis for this is that the driver should have been exercising due care and attention.
Because chain car accidents are serious accidents, they are often investigated by the police, who will determine fault. sometimes those involved will go to court to determine this.
the highway code outlines the duty of care of all road users in britain. according to rule 126 of the highway code, motorists must leave at least a two-second braking distance between themselves and the vehicle in front of them. if a car hits another car because they were following it (driving too close to its rear), that driver is generally considered to be at fault.
Often, a driver following too closely will cause a pileup of multiple cars. As of January 29, 2022, changes have been made to the highway code that could affect who is considered guilty of the traffic accident.
Who else could be responsible for a multi-car backlog?
Because chain link accidents often involve multiple cars, people who have been injured may ask the following:
If an accident involves a larger multi-car pileup, the question of who is at fault can become more complex. sometimes more than one driver may be at fault.
However, if poor road conditions contribute in whole or in part to an accident on the highway, National Highways may be considered negligent. Any third party with a duty of care may be negligent if they are deemed to have caused harm by acting contrary to their legal obligations.
For more information on how to claim if you have been injured in a car accident, please contact our team free of charge using the details above.
how is evidence gathered?
If you are involved in a serious traffic accident, the police will be on the scene, as well as other necessary emergency services. Police will investigate all parties involved in a car accident to determine who is at fault.
Do you have any evidence to help the police determine liability, such as photographs of a road hazard? if so, it is recommended that you share this information with your attorney and your insurance company.
The police will also take statements from eyewitnesses. in some cases, multiple parties may be involved and give conflicting accounts. or each driver can blame the other. these contested multi-vehicle crash investigations may take longer.
The police will generally produce a report based on the outcome of their investigation. this will determine who is at fault in a car accident. Your personal injury attorney will use the police report to determine your eligibility for car accident compensation, along with other evidence.
How do insurers decide liability?
every driver needs car insurance. Those with comprehensive car insurance will be able to claim money from their insurer to pay for necessary vehicle repairs or a replacement car. making this claim means your insurance premiums may also increase.
If a person is injured in a car accident, they may be able to claim personal injury compensation from the at-fault driver. they can also claim for other costs associated with your accident. this will be paid for by the at-fault driver’s insurance provider.
Many insurers will review a police report and may consider any other available evidence. Oftentimes, a personal injury attorney representing the injured claimant will present evidence to support her client.
After reviewing the evidence, the defendant’s insurer or legal representative may make a decision on liability, either admitting or denying it.
split liability claims
A split liability claim is when more than one party is found to be at fault. For example, a driver may be injured in a multi-car collision accident on a highway. they can be held 25% at fault and another driver can be held 75% responsible for causing the accident.
If the first driver successfully filed a split liability claim for their injuries, they would receive a compensation payment equal to 75% of what they would have been paid if the other party had been 100% at fault.
Sometimes, the liability for a stacked car accident will be divided between more than two parties. This could be the case if, for example, you are involved in a 100-car crash where your negligence and the negligence of another road user caused the accident to occur. split liability claims are typically paid through the other party’s insurance provider.
money scams by accident
a crash for cash accident is a scam where scammers intentionally cause a car accident to claim compensation from you. for example, they can be deliberately broken in front of your car, so you crash into the back of your car.
Often, it is the next driver who is at fault in a multi-car collision or rear-end collision. this means that the scammer may intentionally put you in this position to defraud you and claim compensation.
What steps do I need to take to claim compensation for a highway backlog accident?
There are several steps you can take to create a strong claim. For example, you could gather evidence to help prove who is at fault for the accident. this could include:
- Talk to people who witnessed the accident and ask for their contact information. they may be able to make a statement to support it.
- make a note of how many people were in the other car. Scammers sometimes lie about the number of people in the car to get more compensation.
- Get pictures of the other car and its license plate, if you think you’re not putting yourself at risk by doing so.
- see if there is a cctv camera nearby as this may support your claim for compensation.
In addition, you can seek legal representation. Although you are not required by law to be represented by attorneys, it may benefit you.
A lawyer may offer services such as helping you gather relevant evidence. They can also arrange for you to attend an independent medical evaluation to produce a medical report on the extent of your injuries.
At legal expert, our attorneys are experienced in handling serious car accident claims for injuries caused by a crash on the freeway. all operate on a no-win, no-charge basis, presenting a way to finance legal representation without the need to pay an up-front fee.
You must prove that you were injured in a freeway crash as a result of negligence in order to file a claim. If you decide to pursue highway accumulation accident compensation through our attorneys, call us at the number at the top of the page. An advisor can assess whether your serious car accident claim is eligible to go to one of our attorneys.
2022 payments for freeway chain accident claims
If you have been involved in a 3-car crash, or perhaps even an accident with more vehicles involved, you may be owed compensation. this could be under two different claim heads, and the value of this compensation could be influenced by a few different factors.
The number that relates to your pain and suffering is known as general damages. In this section, you’ll find a table that shows some guide numbers associated with certain injuries that could be sustained in a multi-vehicle crash. The amounts listed are taken from a publication that was updated in 2022, called the Judicial College Guidelines (JCG).
This publication is used by legal professionals during the process of assessing a claim. is made up of a descriptive list of a variety of injuries and what their potential value might be in general damages.
It is essential to note that these figures are not guaranteed for your specific claim. Factors such as the severity of your injury and how long it may take to recover will be taken into account when assessing how much you could receive in general damages.
If your injuries from a car accident are deemed to be worth less than £5,000, you will need to claim through the whiplash reform program. however, if you are not sure how much your injuries are worth, our advisors will be happy to help.
If you have been in a car crash due to someone else’s negligence and have been injured as a result, you may be able to make a claim. contact for more information on general damages and general liability.
special damage that can be dealt
If you file a successful multi-car accident claim, you may be able to receive special damages as part of your compensation package. These are funds to reimburse you for any financial loss suffered due to injuries sustained. Special damage payments for a multi-car stack may include the following:
- funds to cover your car repair
- payments for a replacement vehicle
- funds to reimburse you for the cost of your car insurance excess
- medical expenses
- care expenses
- travel expenses
- reimbursement for any income lost due to your injuries.
- car adaptation costs
- housing adaptation expenses
- funds to pay for any necessary mobility equipment.
- Call 0800 073 8804.
- send us an email using our online contact form.
- Use the live chat widget to seek support from a claims advisor.
In the unfortunate event that you become disabled due to your injuries, you may also be able to claim special damages to pay for the following:
claims that we do not win or collect for accidents in which several cars accumulate
If you have been injured in a multi-car pile-up accident that was not your fault, you may be able to file a no win no pay claim. A No Win No Fee claim means you won’t have to pay an hourly or up-front legal fee in order to claim. instead, you will pay a success fee on the condition that your personal injury attorney wins your compensation claim. this will be formalized by signing a conditional fee agreement.
Because you don’t have to pay a legal fee up front, filing a No Win No Fee claim is the cheapest way to claim compensation for many. What’s more, because you don’t have to pay your attorney’s fees if the claim is unsuccessful, there is less financial risk involved.
To get started on your no-win, no-pay car accident compensation claim, contact us today. Alternatively, read our online guide for more information.
If you have been injured in a multi-vehicle accident, call a legal expert today. we can provide you with an experienced personal injury attorney to handle your compensation claim.
Our attorneys will accurately assess your claim and expertly negotiate with the defense to win the maximum amount of compensation you may be owed. To start your claim, contact us today using the details below:
traffic accident claim resources
We hope this article has been useful to you. If you want to claim compensation for injuries caused by a car accident, these guides may be helpful.
How much compensation for an accident involving an emergency services vehicle, a police car or an ambulance?
estimate the amount of compensation you can claim for a pothole accident or injury
How much compensation for an injury related to a stolen car or vehicle?
the road traffic law of 1988
Whiplash: An NHS Guide
To learn more about multi-car chain accident claims, contact our team for free legal advice. our advisers can be contacted 24 hours a day, 7 days a week using the details above.
See also: Cost of a DUI | Bankrate